Hit by a Driver Who Does Not Have Insurance? Find a Good Criminal Lawyer

Like many car owners in South Carolina, you may hate the idea of paying premiums to insurance companies, even when you have not been involved in an accident in the past few years. However, car insurance is an important aspect of your car as it protects both you and the car, if you happen to be involved in a car crash. It is for this particular reason that drivers in South Carolina are required by the law to have property damage liability coverage and bodily injury liability coverage at any particular time on their vehicles. What if you have both insurance types on your car, but the driver who caused the accident is not insured? While it may be a bit challenging, you can still get compensation in such a case, provided that you find criminal lawyer.

If the liable driver is not insured, there are several other options you can take advantage of, when it comes to recovering compensation following an accident. Mentioned below are some of them.

  • Underinsured OR Uninsured Coverage

If the other driver is not insured, but you have either of these policies, you can take advantage of them to secure compensation for your losses. The uninsured policy is an insurance policy that is meant to reimburse you for the damages to your vehicle or property, if the liable driver is not insured or has inadequate insurance to offer you a fair compensation.

  • Health Insurance

You may also take advantage of your health insurance to recover a compensation for the damage caused by a car crash. However, this will only take care of the medical expenses you incurred following the accident and up to your particular policy limit, whether you find criminal lawyer or not.

One of the main problems associated with recovering compensation from insurance companies is than none of them is willing to pay for the damages first; they want the insurance firm for the other car involved in the crash to be held accountable. As such, you may need to find criminal lawyer, and a good one for that matter, at some point.